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Austrian companies respond to poorer payment behavior of B2B customers with a clear downward trend in trading on credit and a marked shortening of payment terms.

Italian businesses tighten their B2B trade credit policy amid a tough domestic landscape featuring a sharp rise in insolvencies.

Greek businesses shorten payment terms offered to B2B customers. This reflects concern about the cost of obtaining new credit required to fill potential liquidity gaps caused by late payments.

Nearly 40% of businesses in Finland who applied for trade credit from their suppliers said their requests were rejected. This signals a safety-first approach to trading on credit amid bank squeeze.

German companies reported increased reliance on trade credit in B2B transactions to cushion impact of tighter monetary policy on the business.

A strong deterioration in the trade credit risk landscape for UK companies was shown by a series of trends in our survey. One major issue was a marked increase in late payments and bad debts.

Swedish companies have strong concerns looking ahead about how they will be affected by new regulations related to European and global climate change goals.

A sharp worsening of B2B customers' payment practices during the past months prompted a range of actions in response by companies polled in Ireland.

French businesses polled across various sectors acknowledged the value-added benefits of strategic credit management in the current volatile and extremely unpredictable economic environment.

Swiss companies express anxiety about the impact of exchange rate swings on the business. They fear that it will create pressure on both export demand and on operating margins.